update on 07/05/2026
Assurance multirisque
Comprehensive insurance
Cancellation Insurance
Assistance and Repatriation
Trip Cancellation *
| Comprehensive insurance | Cancellation Insurance | Assistance and Repatriation | Cruise Line Cancellation Insurance | |
| Trip Cancellation (for medical or any random reasons including a cruise cancellation) | €10,000 per person, limited to €40,000 per stay No excess | €10,000 per person, limited to €40,000 per stay No excess | ||
| Cancellation due to any unforeseen circumstances | €10,000 per person, limited to €40,000 per stay No excess | €10,000 per person, limited to €40,000 per stay No excess | ||
| Cancellation by the cruise line Cancellation fees for pre- or post-cruise travel in the event of cancellation by the cruise lin | €3,500 per person, limited to €40,000 per event No excess | |||
| Trip interruption | Maximum per Insured: €10,000 | Maximum per Insured: €10,000 |
Assistance and Repatriation *
| Medical Expenses Abroad | Maximum: €150,000 (including epidemics/pandemics) | Maximum: €150,000 (including epidemics/pandemics) | ||
| Repatriation or medical transport | Actual expenses (including epidemics/pandemics) | Actual expenses (including epidemics/pandemics) | ||
| Emergency dental care | €300 | €300 | ||
| Extended stay | Hotel expenses: €150/night (Max 14 nights) | Hotel expenses: €150/night (Max 14 nights) | ||
| Visit by a family member | Round-trip transportation + Hotel: €80 per night (Max 10 nights) | Round-trip transportation + Hotel: €80 per night (Max 10 nights) | ||
| Early return | Return transportation ticket | Return transportation ticket | ||
| Repatriation of the Insured’s body to his/her home country in case of death | Actual expenses Transport: €2,300 | Actual expenses Transport: €2,300 | ||
| Return not possible | €1,000 per person (€50,000 per group) + Hotel €80 per night (Max 14 nights) | €1,000 per person (€50,000 per group) + Hotel €80 per night (Max 14 nights) | ||
| Quarantine (Hotel Expenses) | Hotel costs: €80 per night (up to 14 nights) | Hotel costs: €80 per night (up to 14 nights) | ||
| Search and rescue costs | €5,000 per person (Max €25,000 per incident) | €5,000 per person (Max €25,000 per incident) | ||
| Legal assistance abroad | Bond posted with a court abroad : 15 000 € / Lawyer fees : 3 000 € | Bond posted with a court abroad : 15 000 € / Lawyer fees : 3 000 € |
Flight delay *
| Flight delay | Fixed compensation of €50 per hour of delay for a delay of more than 3 hours / Maximum €250 per person |
Luggage *
| Lost, stolen or damaged luggage | Maximum per Insured: €2,000 | |||
| Valuables | Maximum per Insured: €1,000 | |||
| Luggage delay in excess of 48 hours | Maximum per Insured: €150 |
(*) The policyholder must be aged between 0 and 75 on the date of travel
Frequently Asked Questions
While both policies provide compensation in case of trip cancellation, their levels of coverage differ.
Cancellation Insurance only covers unforeseen events occurring before departure, such as illness, an accident, or job loss, making travel impossible.
Comprehensive insurance, on the other hand, offers broader protection. In addition to covering cancellation fees, it also provides assistance during your trip in cases of:
- Lost or stolen luggage
- Hospitalization abroad
- Transport delays
In short, Cancellation Insurance focuses on the period before departure, while Comprehensive insurance provides full coverage before and during your stay.
This coverage reimburses expenses you have already incurred for your transportation and/or hotel stays before and/or after the cruise (pre- and post-cruise arrangements), in the event that the cruise is modified and/or cancelled by the cruise operator itself. To learn more, click here
No, travel insurance must be purchased before your departure. Once you have arrived at your destination, it is no longer possible to subscribe through Worldia.
You can contact our insurance service: ASSUR TRAVEL – Claims Department
ZONE D’ACTIVITE ACTIBURO – 99 Rue Parmentier – 59650 Villeneuve d’Ascq
Monday to Friday, 9:00 AM – 12:30 PM and 1:30 PM – 6:00 PM
📞 Phone: +33 3 20 30 74 12
✉ Email: contact.gestion@assur-travel.fr
⚠️ Cancel immediately if a medical issue (affecting you or a close relative) could prevent your departure.
Notify our insurance as soon as possible—you have 5 days from the moment you become aware of the issue (except in cases of absolute emergency).
❌ Do not delay: If you cancel too late, we will only reimburse expenses incurred at the time of the issue. Any additional costs will be your responsibility.
Cancel at the first signs of a problem to ensure full coverage.